{
 "usecase": "invoice-chaser",
 "date": "2026-10-14",
 "raw_outputs": {
  "c01": "{\n  \"days_overdue\": 75,\n  \"interest_rate_pct\": 12.0,\n  \"interest_gbp\": 24.66,\n  \"compensation_gbp\": 40,\n  \"total_due_gbp\": 1064.65,\n  \"stage\": 1,\n  \"stage_name\": \"friendly_reminder\",\n  \"letter\": \"Dear Marlow & Finch LLP,\\n\\nWe are writing as a friendly reminder that invoice INV-7990 for \u00a3999.99 appears to be unpaid. It was due for payment on 31 July 2026.\\n\\nWe appreciate that invoices can easily be overlooked, so we wanted to bring this to your attention. If payment has already been made, please accept our thanks and disregard this message.\\n\\nIf not, we would be grateful if you could arrange payment at your earliest convenience. Please contact us if there is anything we can help with or if you have a query about the invoice.\\n\\nKind regards,\\nClifton Creative Ltd\"\n}\n",
  "c02": "{\n  \"days_overdue\": 75,\n  \"interest_rate_pct\": 12.0,\n  \"interest_gbp\": 24.66,\n  \"compensation_gbp\": 70,\n  \"total_due_gbp\": 1094.66,\n  \"stage\": 2,\n  \"stage_name\": \"formal_notice\",\n  \"letter\": \"Dear Greenbank Nurseries Ltd,\\n\\nInvoice INV-5334, due on 31 July 2026, is now 75 days overdue and remains unpaid despite our earlier reminder.\\n\\nWe are now claiming statutory interest and fixed compensation under the Late Payment of Commercial Debts (Interest) Act 1998. Interest to date is \u00a324.66, charged at 12% a year (8% above the Bank of England base rate of 4.0%). Fixed compensation of \u00a370.00 also applies.\\n\\nThe total now due is \u00a31,094.66, which is the \u00a31,000.00 invoice plus statutory interest and compensation. Please pay this sum without further delay, quoting INV-5334. If you dispute any part of this invoice, contact us immediately.\\n\\nYours faithfully,\\n\\nRedland IT Services Ltd\"\n}",
  "c03": "{\n  \"days_overdue\": 91,\n  \"interest_rate_pct\": 12.25,\n  \"interest_gbp\": 305.41,\n  \"compensation_gbp\": 70,\n  \"total_due_gbp\": 10375.40,\n  \"stage\": 3,\n  \"stage_name\": \"final_notice\",\n  \"letter\": \"Dear Marlow & Finch LLP,\\n\\nThis is a letter before action regarding invoice INV-9034, for \u00a39,999.99, which was due on 15 July 2026. Despite our earlier reminders, the invoice remains unpaid. Under the Late Payment of Commercial Debts (Interest) Act 1998 we now claim statutory interest of \u00a3305.41 and fixed compensation of \u00a370.00, bringing the total due to \u00a310,375.40.\\n\\nPlease pay \u00a310,375.40 within 14 days of the date of this letter. If payment is not received in full within that period, we will issue a county court claim against you without further notice.\\n\\nYours sincerely,\\n\\nRedland IT Services Ltd\"\n}\n",
  "c04": "{\n  \"days_overdue\": 91,\n  \"interest_rate_pct\": 12.25,\n  \"interest_gbp\": 305.41,\n  \"compensation_gbp\": 100,\n  \"total_due_gbp\": 10405.41,\n  \"stage\": 3,\n  \"stage_name\": \"final_notice\",\n  \"letter\": \"Dear Northfield Dental Ltd,\\n\\nInvoice INV-7356 for \u00a310,000.00 fell due on 15 July 2026 and remains unpaid. Under the Late Payment of Commercial Debts (Interest) Act 1998, we now claim statutory interest of \u00a3305.41 and fixed compensation of \u00a3100.00, bringing the total due to \u00a310,405.41.\\n\\nThis is a letter before action. Please pay \u00a310,405.41 within 14 days of the date of this letter. If payment is not received in that time, we will issue a claim against you in the county court without further notice.\\n\\nYours faithfully,\\nAvon Signs Ltd\"\n}",
  "c05": "{\n  \"days_overdue\": 0,\n  \"interest_rate_pct\": 0.0,\n  \"interest_gbp\": 0.0,\n  \"compensation_gbp\": 0,\n  \"total_due_gbp\": 2500.0,\n  \"stage\": 0,\n  \"stage_name\": \"not_overdue\",\n  \"letter\": \"Dear Northfield Dental Ltd,\\n\\nWe are writing to let you know that invoice INV-3974, for \u00a32,500.00, falls due for payment on 14 October 2026.\\n\\nIf payment has already been made, please accept our thanks and disregard this note. If you need another copy of the invoice, or have any questions about it, please get in touch and we will be glad to help.\\n\\nWe value your business and look forward to working with you again.\\n\\nKind regards,\\nAvon Signs Ltd\"\n}",
  "c06": "{\n  \"days_overdue\": 0,\n  \"interest_rate_pct\": 0.0,\n  \"interest_gbp\": 0.0,\n  \"compensation_gbp\": 0,\n  \"total_due_gbp\": 480.0,\n  \"stage\": 0,\n  \"stage_name\": \"not_overdue\",\n  \"letter\": \"Dear Quayside Hotels Ltd,\\n\\nThis is a courtesy note to let you know that invoice INV-5247, for \u00a3480.00, falls due for payment on 31 October 2026. Quoting the invoice number will help your accounts team match the payment quickly.\\n\\nIf you have already arranged payment, please accept our thanks and disregard this note. Otherwise, we would be grateful if you could arrange payment by the due date.\\n\\nIf you have any questions about the invoice or need a copy sent to you, please get in touch and we will be happy to help.\\n\\nKind regards,\\n\\nHarbour Print Ltd\"\n}",
  "c07": "{\n  \"days_overdue\": 1,\n  \"interest_rate_pct\": 13.0,\n  \"interest_gbp\": 1.14,\n  \"compensation_gbp\": 70,\n  \"total_due_gbp\": 3271.14,\n  \"stage\": 1,\n  \"stage_name\": \"friendly_reminder\",\n  \"letter\": \"Dear Greenbank Nurseries Ltd,\\n\\nWe are writing about invoice INV-4418 for \u00a33,200.00, which fell due for payment on 13 October 2026. We understand invoices can slip through the net, so we wanted to check that it has reached your accounts payable team.\\n\\nIf payment has already been made, please accept our thanks and disregard this note. If not, we would be grateful if you could arrange payment at your earliest convenience. Please get in touch if you have any query about the invoice, and we will be happy to help.\\n\\nKind regards,\\nAvon Signs Ltd\"\n}\n",
  "c08": "{\n  \"days_overdue\": 52,\n  \"interest_rate_pct\": 13.25,\n  \"interest_gbp\": 353.94,\n  \"compensation_gbp\": 100,\n  \"total_due_gbp\": 19203.94,\n  \"stage\": 2,\n  \"stage_name\": \"formal_notice\",\n  \"letter\": \"Dear Temple Meads Media Ltd,\\n\\nFurther to our earlier reminder, invoice INV-3389 for \u00a318,750.00 fell due on 9 February 2024 and remains unpaid. This letter is a formal notice. We are now claiming statutory interest and fixed compensation on this debt under the Late Payment of Commercial Debts (Interest) Act 1998.\\n\\nThe total now due is \u00a319,203.94, made up of the invoice amount of \u00a318,750.00, statutory interest of \u00a3353.94 and fixed compensation of \u00a3100.00.\\n\\nPlease pay \u00a319,203.94 to us without further delay. If you believe any part of this sum is wrong, please contact us straight away.\\n\\nYours faithfully,\\n\\nAvon Signs Ltd\"\n}",
  "c09": "{\n  \"days_overdue\": 45,\n  \"interest_rate_pct\": 11.75,\n  \"interest_gbp\": 9.28,\n  \"compensation_gbp\": 40,\n  \"total_due_gbp\": 689.78,\n  \"stage\": 3,\n  \"stage_name\": \"final_notice\",\n  \"letter\": \"Dear Greenbank Nurseries Ltd,\\n\\nThis is a final notice and letter before action about invoice INV-3632, which was due for payment on 20 December 2025. Our two earlier reminders have not resulted in payment.\\n\\nThe total now due is \u00a3689.78. This comprises the invoice amount, statutory interest and fixed compensation under the Late Payment of Commercial Debts (Interest) Act 1998.\\n\\nPlease pay \u00a3689.78 within 14 days of the date of this letter. If we do not receive payment in that time, we will issue a claim against your company in the county court without further notice, and will seek to recover court fees from you.\\n\\nIf you dispute any part of this invoice, please contact us within the same 14 days.\\n\\nYours faithfully,\\n\\nBrunel Joinery Ltd\"\n}\n",
  "c10": "{\n  \"days_overdue\": 252,\n  \"interest_rate_pct\": 12.5,\n  \"interest_gbp\": 1065.45,\n  \"compensation_gbp\": 100,\n  \"total_due_gbp\": 13511.12,\n  \"stage\": 3,\n  \"stage_name\": \"final_notice\",\n  \"letter\": \"Dear Stokes Croft Studios Ltd,\\n\\nThis is a final notice before legal action regarding invoice INV-1701, which remains unpaid despite previous reminders. The total now due is \u00a313,511.12. This comprises the invoice amount of \u00a312,345.67, statutory interest of \u00a31,065.45 and fixed compensation of \u00a3100.00 under the Late Payment of Commercial Debts (Interest) Act 1998.\\n\\nPlease pay \u00a313,511.12 within 14 days of the date of this letter. If the full amount is not received by then, we will issue a claim against you in the county court without further notice. If you dispute any part of this debt, please tell us in writing within the same 14 days.\\n\\nYours faithfully,\\nBrunel Joinery Ltd\"\n}\n",
  "c11": "{\n  \"days_overdue\": 33,\n  \"interest_rate_pct\": 11.75,\n  \"interest_gbp\": 80.30,\n  \"compensation_gbp\": 70,\n  \"total_due_gbp\": 7709.00,\n  \"stage\": 1,\n  \"stage_name\": \"friendly_reminder\",\n  \"letter\": \"Dear Northfield Dental Ltd,\\n\\nI am writing about invoice INV-6038, which fell due for payment on 2 March 2026. Our records show that this invoice remains unpaid, and the amount outstanding is \u00a37,558.70.\\n\\nIf your payment has crossed with this letter, please disregard this note. Otherwise, we would be grateful if you could arrange payment at your earliest convenience. If there is any issue preventing payment, please get in touch so that we can help resolve it.\\n\\nKind regards,\\n\\nClifton Creative Ltd\"\n}\n",
  "c12": "{\n  \"days_overdue\": 12,\n  \"interest_rate_pct\": 12.5,\n  \"interest_gbp\": 0.70,\n  \"compensation_gbp\": 40,\n  \"total_due_gbp\": 210.81,\n  \"stage\": 3,\n  \"stage_name\": \"final_notice\",\n  \"letter\": \"Dear Westgate Events Ltd,\\n\\nThis is a letter before action concerning invoice INV-4504, which fell due on 8 March 2026 and remains unpaid. The total now outstanding is \u00a3210.81. This consists of the invoice amount of \u00a3170.11, statutory interest of \u00a30.70 under the Late Payment of Commercial Debts (Interest) Act 1998, and fixed compensation of \u00a340.00.\\n\\nPlease pay \u00a3210.81 within 14 days of the date of this letter. If payment in full is not received within that period, we will issue a County Court claim against you without further notice.\\n\\nYours faithfully,\\n\\nHarbour Print Ltd\"\n}\n",
  "c13": "{\n  \"days_overdue\": 1,\n  \"interest_rate_pct\": 11.5,\n  \"interest_gbp\": 14.45,\n  \"compensation_gbp\": 100,\n  \"total_due_gbp\": 45990.41,\n  \"stage\": 2,\n  \"stage_name\": \"formal_notice\",\n  \"letter\": \"Dear Westgate Events Ltd,\\n\\nInvoice INV-1948 (\u00a345,875.96) fell due on 5 July 2026 and remains unpaid. We sent a reminder earlier, but no payment has been received.\\n\\nWe are now claiming statutory interest and fixed compensation under the Late Payment of Commercial Debts (Interest) Act 1998. Statutory interest to date is \u00a314.45, calculated at 11.5% a year (8% plus the Bank of England base rate of 3.5%). Fixed compensation of \u00a3100.00 also applies.\\n\\nThe total now due is \u00a345,990.41. Please arrange payment of this sum without further delay.\\n\\nKind regards,\\n\\nBedminster Bakehouse Ltd\"\n}\n",
  "c14": "{\n  \"days_overdue\": 3,\n  \"interest_rate_pct\": 12.5,\n  \"interest_gbp\": 0.81,\n  \"compensation_gbp\": 40,\n  \"total_due_gbp\": 829.57,\n  \"stage\": 1,\n  \"stage_name\": \"friendly_reminder\",\n  \"letter\": \"Dear Cabot Logistics Ltd,\\n\\nWe are writing about invoice INV-6220 for \u00a3788.76, which fell due on 4 March 2026. Our records show that this amount remains unpaid.\\n\\nWe would be grateful if you could arrange payment at your earliest convenience. If you have already sent payment, please accept our thanks and disregard this reminder. If there is a query about the invoice, please let us know and we will be glad to help resolve it.\\n\\nKind regards,\\n\\nRedland IT Services Ltd\"\n}\n",
  "c15": "{\n  \"days_overdue\": 7,\n  \"interest_rate_pct\": 11.5,\n  \"interest_gbp\": 32.64,\n  \"compensation_gbp\": 100,\n  \"total_due_gbp\": 14932.15,\n  \"stage\": 1,\n  \"stage_name\": \"friendly_reminder\",\n  \"letter\": \"Dear Greenbank Nurseries Ltd,\\n\\nI hope you are well. I am writing about invoice INV-8805 for \u00a314,799.51, which fell due for payment on 13 July 2026. Our records show that this payment has not yet reached us.\\n\\nIf payment has already been sent, please accept our thanks and disregard this note. Otherwise, could you please arrange payment at your earliest convenience? If there is a question about the invoice, or if you need a copy of it, please get in touch and we will be glad to help.\\n\\nThank you for your attention to this matter.\\n\\nKind regards,\\n\\nSevern Scaffold Ltd\"\n}\n",
  "c16": "{\n  \"days_overdue\": 0,\n  \"interest_rate_pct\": 0.0,\n  \"interest_gbp\": 0.00,\n  \"compensation_gbp\": 0,\n  \"total_due_gbp\": 49794.26,\n  \"stage\": 0,\n  \"stage_name\": \"not_overdue\",\n  \"letter\": \"Dear Quayside Hotels Ltd,\\n\\nWe are writing as a courtesy regarding invoice INV-7662 for \u00a349,794.26. This invoice falls due on 27 March 2026.\\n\\nWe appreciate your custom and would be grateful if payment could be arranged by the due date. If payment has already been sent, please accept our thanks and ignore this note.\\n\\nIf you have any questions about the invoice, or need a copy sent to you, please get in touch and we will be happy to help.\\n\\nYours faithfully,\\n\\nTotterdown Tiles Ltd\"\n}\n",
  "c17": "{\n  \"days_overdue\": 12,\n  \"interest_rate_pct\": 13.25,\n  \"interest_gbp\": 45.30,\n  \"compensation_gbp\": 100,\n  \"total_due_gbp\": 10545.20,\n  \"stage\": 1,\n  \"stage_name\": \"friendly_reminder\",\n  \"letter\": \"Dear Pinecroft Holdings Ltd,\\n\\nI hope you are well. This is a friendly reminder that invoice INV-6604, for \u00a310,399.90, was due on 28 May 2026 and is now overdue.\\n\\nIf payment has already been sent, please accept our thanks and disregard this note. If not, we would be grateful if you could arrange payment at your earliest convenience, quoting INV-6604 as the reference.\\n\\nIf you have any questions about the invoice, please let us know and we will be happy to help.\\n\\nKind regards,\\nBedminster Bakehouse Ltd\"\n}",
  "c18": "{\n  \"days_overdue\": 12,\n  \"interest_rate_pct\": 12.25,\n  \"interest_gbp\": 17.44,\n  \"compensation_gbp\": 70,\n  \"total_due_gbp\": 4418.61,\n  \"stage\": 2,\n  \"stage_name\": \"formal_notice\",\n  \"letter\": \"Dear Temple Meads Media Ltd,\\n\\nWe are writing about invoice INV-3938, which was due for payment on 17 May 2026 and remains unpaid. We sent a reminder earlier and have not yet received payment.\\n\\nWe are now claiming statutory interest and fixed compensation under the Late Payment of Commercial Debts (Interest) Act 1998. The total now due, including interest and compensation, is \u00a34,418.61.\\n\\nPlease arrange payment of \u00a34,418.61 promptly. If you have already paid, or believe this invoice is wrong, please contact us straight away so that we can resolve the matter.\\n\\nYours faithfully,\\n\\nAvon Signs Ltd\"\n}\n",
  "c19": "{\n  \"days_overdue\": 90,\n  \"interest_rate_pct\": 13.25,\n  \"interest_gbp\": 14.69,\n  \"compensation_gbp\": 40,\n  \"total_due_gbp\": 504.37,\n  \"stage\": 3,\n  \"stage_name\": \"final_notice\",\n  \"letter\": \"Dear Cabot Logistics Ltd,\\n\\nThis is a letter before action. Invoice INV-6443, which fell due on 29 March 2026, remains unpaid despite earlier reminders. The invoice amount is \u00a3449.68. We have also claimed statutory interest of \u00a314.69 and fixed compensation of \u00a340.00 under the Late Payment of Commercial Debts (Interest) Act 1998, bringing the total due to \u00a3504.37.\\n\\nPlease pay \u00a3504.37 in full within 14 days of the date of this letter. If payment is not received by then, we will issue a county court claim against your company without further notice.\\n\\nYours faithfully,\\nClifton Creative Ltd\"\n}",
  "c20": "{\n  \"days_overdue\": 131,\n  \"interest_rate_pct\": 12.25,\n  \"interest_gbp\": 104.87,\n  \"compensation_gbp\": 70,\n  \"total_due_gbp\": 2560.09,\n  \"stage\": 2,\n  \"stage_name\": \"formal_notice\",\n  \"letter\": \"Dear Greenbank Nurseries Ltd,\\n\\nWe are writing about invoice INV-9148, which was due for payment on 5 June 2026 and remains unpaid. Our earlier reminder has not resolved the matter.\\n\\nWe are now claiming statutory interest and fixed compensation under the Late Payment of Commercial Debts (Interest) Act 1998. The total now due is \u00a32,560.09.\\n\\nPlease arrange payment of this amount promptly. If payment is not received, we will take further steps to recover the debt.\\n\\nYours faithfully,\\nBrunel Joinery Ltd\"\n}\n",
  "c21": "{\n  \"days_overdue\": 12,\n  \"interest_rate_pct\": 13.0,\n  \"interest_gbp\": 0.96,\n  \"compensation_gbp\": 40,\n  \"total_due_gbp\": 264.87,\n  \"stage\": 2,\n  \"stage_name\": \"formal_notice\",\n  \"letter\": \"Dear Greenbank Nurseries Ltd,\\n\\nInvoice INV-7432 was due for payment on 15 March 2026 and remains unpaid. We are writing formally to notify you that, under the Late Payment of Commercial Debts (Interest) Act 1998, we now claim statutory interest of \u00a30.96 and fixed compensation of \u00a340.00 on this debt.\\n\\nThe total now due is \u00a3264.87, made up of the invoice amount of \u00a3223.91, interest of \u00a30.96 and compensation of \u00a340.00.\\n\\nPlease arrange payment of \u00a3264.87 without further delay. If you believe any part of this invoice is incorrect, please contact us straight away so that we can resolve it.\\n\\nYours faithfully,\\n\\nSevern Scaffold Ltd\"\n}\n",
  "c22": "{\n  \"days_overdue\": 1,\n  \"interest_rate_pct\": 12.5,\n  \"interest_gbp\": 0.65,\n  \"compensation_gbp\": 70,\n  \"total_due_gbp\": 1982.81,\n  \"stage\": 3,\n  \"stage_name\": \"final_notice\",\n  \"letter\": \"Dear Greenbank Nurseries Ltd,\\n\\nFinal notice: this is a letter before action. Invoice INV-1951 remains unpaid and overdue. The total now due is \u00a31,982.81. This sum comprises the invoice amount, statutory interest and fixed compensation under the Late Payment of Commercial Debts (Interest) Act 1998.\\n\\nYou must pay \u00a31,982.81 within 14 days of the date of this letter. If full payment is not received within that period, we will issue a county court claim against your company without further notice to recover the full amount, plus court fees.\\n\\nIf you have already paid, please send us proof of payment so that we can update our records.\\n\\nYours faithfully,\\nSevern Scaffold Ltd\"\n}\n",
  "c23": "{\n  \"days_overdue\": 45,\n  \"interest_rate_pct\": 12.5,\n  \"interest_gbp\": 8.99,\n  \"compensation_gbp\": 40,\n  \"total_due_gbp\": 632.35,\n  \"stage\": 1,\n  \"stage_name\": \"friendly_reminder\",\n  \"letter\": \"Dear Greenbank Nurseries Ltd,\\n\\nI am writing about invoice INV-8565 for \u00a3583.36, which fell due for payment on 21 July 2026. Our records show that we have not yet received payment.\\n\\nWe appreciate that invoices can easily be overlooked, so this is a friendly reminder. If payment has already been made, please let us know the date and reference so that we can match it to your account.\\n\\nIf not, we would be grateful if you could arrange payment of \u00a3583.36 at your earliest convenience. Please get in touch if there is anything about the invoice you would like to discuss.\\n\\nKind regards,\\nBrunel Joinery Ltd\"\n}\n",
  "c24": "{\n  \"days_overdue\": 90,\n  \"interest_rate_pct\": 11.5,\n  \"interest_gbp\": 739.98,\n  \"compensation_gbp\": 100,\n  \"total_due_gbp\": 26936.06,\n  \"stage\": 2,\n  \"stage_name\": \"formal_notice\",\n  \"letter\": \"Dear Marlow & Finch LLP,\\n\\nInvoice INV-7256 was due for payment on 16 May 2026 and remains unpaid, now 90 days overdue. Despite an earlier reminder, the balance has not been settled.\\n\\nWe are therefore now claiming statutory interest and fixed compensation under the Late Payment of Commercial Debts (Interest) Act 1998. The invoice total of \u00a326,096.08, plus interest of \u00a3739.98 and compensation of \u00a3100.00, gives a total now due of \u00a326,936.06.\\n\\nPlease arrange payment of \u00a326,936.06 for invoice INV-7256 promptly.\\n\\nYours faithfully,\\nHarbour Print Ltd\"\n}",
  "c25": "{\n  \"days_overdue\": 1,\n  \"interest_rate_pct\": 13.25,\n  \"interest_gbp\": 2.13,\n  \"compensation_gbp\": 70,\n  \"total_due_gbp\": 5947.62,\n  \"stage\": 3,\n  \"stage_name\": \"final_notice\",\n  \"letter\": \"Dear Ashton Gate Fitness Ltd,\\n\\nWe write regarding invoice INV-6710, which was due for payment on 14 March 2026 and remains unpaid despite earlier reminders.\\n\\nThe sum now due is \u00a35,947.62. This comprises the invoice amount of \u00a35,875.49, statutory interest of \u00a32.13 and fixed compensation of \u00a370.00 under the Late Payment of Commercial Debts (Interest) Act 1998.\\n\\nThis is a letter before action. You must pay the full sum of \u00a35,947.62 within 14 days of the date of this letter. If payment is not received within that period, we will issue a claim in the county court without further notice.\\n\\nYours faithfully,\\n\\nClifton Creative Ltd\"\n}\n</content>\n",
  "c26": "{\n  \"days_overdue\": 120,\n  \"interest_rate_pct\": 11.5,\n  \"interest_gbp\": 187.79,\n  \"compensation_gbp\": 70,\n  \"total_due_gbp\": 5224.58,\n  \"stage\": 1,\n  \"stage_name\": \"friendly_reminder\",\n  \"letter\": \"Dear Pinecroft Holdings Ltd,\\n\\nWe are writing about invoice INV-4204 for \u00a34,966.79, which was due for payment on 3 June 2026. Our records show that this invoice is still outstanding.\\n\\nIf payment has already been made, please accept our thanks and disregard this note. Otherwise, we would be grateful if you could arrange payment at your earliest convenience.\\n\\nIf there is any question about the invoice, please do get in touch and we will be happy to help.\\n\\nKind regards,\\n\\nAvon Signs Ltd\"\n}\n",
  "c27": "{\n  \"days_overdue\": 0,\n  \"interest_rate_pct\": 0,\n  \"interest_gbp\": 0,\n  \"compensation_gbp\": 0,\n  \"total_due_gbp\": 513.00,\n  \"stage\": 0,\n  \"stage_name\": \"not_overdue\",\n  \"letter\": \"Dear Pinecroft Holdings Ltd,\\n\\nThis is a friendly courtesy note to let you know that invoice INV-9730 for \u00a3513.00 falls due for payment on 14 April 2026. If payment has already been sent, please accept our thanks and disregard this note. If you have any questions about the invoice, or need a copy for your records, please get in touch and we will be glad to help.\\n\\nWe value your business and look forward to continuing to work with you.\\n\\nKind regards,\\n\\nBrunel Joinery Ltd\"\n}\n",
  "c28": "{\n  \"days_overdue\": 45,\n  \"interest_rate_pct\": 13.0,\n  \"interest_gbp\": 114.13,\n  \"compensation_gbp\": 70,\n  \"total_due_gbp\": 7305.37,\n  \"stage\": 1,\n  \"stage_name\": \"friendly_reminder\",\n  \"letter\": \"Dear Quayside Hotels Ltd,\\n\\nI am writing about invoice INV-9797 for \u00a37,121.24, which was due for payment on 13 May 2026 and remains unpaid. We would be grateful if you could arrange payment at your earliest convenience. We value your business and appreciate your attention to this matter.\\n\\nIf payment has already been sent, please accept our thanks and disregard this note. If it has not, or if you have a question about the invoice, please get in touch so we can resolve it quickly.\\n\\nKind regards,\\n\\nHarbour Print Ltd\"\n}\n",
  "c29": "{\n  \"days_overdue\": 20,\n  \"interest_rate_pct\": 12.25,\n  \"interest_gbp\": 137.46,\n  \"compensation_gbp\": 100,\n  \"total_due_gbp\": 20716.52,\n  \"stage\": 3,\n  \"stage_name\": \"final_notice\",\n  \"letter\": \"Dear Ashton Gate Fitness Ltd,\\n\\nThis is a final notice and letter before action regarding invoice INV-1457, which is now 20 days overdue.\\n\\nThe total now due is \u00a320,716.52, comprising the invoice amount of \u00a320,479.06, statutory interest of \u00a3137.46 under the Late Payment of Commercial Debts (Interest) Act 1998, and fixed compensation of \u00a3100.00.\\n\\nPlease pay \u00a320,716.52 within 14 days of the date of this letter. If payment in full is not received within that time, we will issue a claim against you in the county court without further notice.\\n\\nYours faithfully,\\n\\nAvon Signs Ltd\"\n}\n",
  "c30": "{\n  \"days_overdue\": 45,\n  \"interest_rate_pct\": 12.0,\n  \"interest_gbp\": 14.55,\n  \"compensation_gbp\": 40,\n  \"total_due_gbp\": 1037.92,\n  \"stage\": 2,\n  \"stage_name\": \"formal_notice\",\n  \"letter\": \"Dear Cabot Logistics Ltd,\\n\\nInvoice INV-8623 was due for payment on 6 June 2026 and remains unpaid, despite our earlier reminder. We are now claiming statutory interest and fixed compensation under the Late Payment of Commercial Debts (Interest) Act 1998. These amount to \u00a314.55 in interest and \u00a340.00 in compensation.\\n\\nThe total now due is \u00a31,037.92. Please arrange payment of this amount without further delay.\\n\\nIf you believe any part of this invoice is wrong, contact us immediately so that we can resolve it.\\n\\nYours faithfully,\\n\\nClifton Creative Ltd\"\n}\n"
 }
}